About Us

MALCOLM VINGIL

Malcolm Vingil is a highly skilled financial coach and social entrepreneur with over 17 combined years of experience in the development of human resources as well as financial and business intelligence services across global platforms. As a co-founder and executive director of the Torch of Liberty Initiative (a non profit) and CEO of Phynal Detail Financial Consulting Inc. both in USA, he combines the very best financial planning techniques with top-notch investment management practices. He has a passion for empowering individuals and organizations to achieve their financial goals & objectives and his vast knowledge and experience in the industry make him an invaluable asset to any team. Prior to his current role at TLI where he is the Global Executive Director, he had spent nine years as a distinguished banker gaining valuable experience and insights in the world of finance. This is in addition to a brief tenure at Procter and Gamble, his immediate past employer before transitioning into private practice to focus on financial and human development.
His extensive background in this field has equipped him with a unique perspective that has proven to be invaluable to both his individual and corporate clients!

Malcolm is a highly accomplished individual with vast experience having also served as a supervisor with the European Union Election Observer Mission to Nigeria previously.
He is a renowned consultant, business owner, coach & mentor, and advises small businesses and individuals on financial education and sustainability.
He is also a creative writer, public speaker and grooming expert. He writes and directs business plans upon request and is a veteran judge for S.A.G.E. (Students for the Advancement of Global Entrepreneurship), a California State University, USA initiative on entrepreneurship development for young minds via global school competitions. He is a qualified social worker holding B.Sc. degrees from the University of Jos and the University of Nigeria (UNN) and a fellow of Liberty International, USA. He has attended various courses and workshops world over making him an expert in leadership, finance, business/entrepreneurship, and human development. He lives and practices his craft from San Antonio Texas, USA.

RAPHAEL OCHEJE
Business and Financial Consultant

 

Raphael is a highly skilled IT professional with a proven track record in business development and effective management. He started his career as a volunteer at Young Stars Foundation, gaining experience in human development challenges. Co-founding the Torch of Liberty Initiative showcases his ambitious nature. His leadership, technical knowledge, and business acumen make him a sought-after expert. Raphael, USA Director, previously managed logistics at Procter and Gamble for 8 years before joining ProPetro services in Midland, Texas. He designed TLI's strategic work plan and pioneered impactful projects like T.A.L.K and “Bonfire”. Raphael holds an MBA in Analytics from the University of Texas, Permian Basin, an associate degree in Energy Technology from Midland College, Texas, and is Scrum certified. He has attended numerous local and international workshops, including a leadership forum with President Barack Obama in 2019.

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Our Vision Financial literacy for all

Empowering individuals with Financial & Business Intelligence to achieve their fullest potential and success.

Financial Foundations
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Money Management
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Investment and Wealth Building
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Retirement and Estate Planning
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Features

Comprehensive Course Content

Hundreds of thousands of individuals have placed their trust in Malcolm coaches to overcome financial challenges and achieve success.

Financial Foundations:

Building essential skills and knowledge to establish a solid base for effective personal and business finances.

Money Management

Effective strategies for budgeting, saving, investing, and spending wisely to achieve financial stability and goals.

Investment and Wealth Building

Strategically growing assets over time through diversified investments to achieve long-term financial security and prosperity.

Smart Financial Decision Making

Making informed choices to optimize resources, minimize risks, and achieve long-term financial stability and success.

Retirement and Estate Planning

Planning future financial security and distributing assets effectively to ensure peace of mind in retirement

Putting it All Together

Integrating diverse assets and strategies to build a cohesive and balanced investment portfolio effectively.

Course Mentors

Instructional Advisors

Assembled are a guild of highly proficient individuals with impressive track records, guiding you every step toward financial freedom.

Wisdom Ifeanyichukwu

Wisdom Ifeanyichukwu

Coach
Rachel Jiya

Rachel Jiya

Learning Specialists
Swandeh Jake

Swandeh Jake

Facilitator
Michael Tersoo Iorhii

Michael Tersoo Iorhii

Learning Specialists
Ihume Joe

Ihume Joe

Course Creators

Why Choose Us? Our Commitment to Excellence Sets Us Apart

At our core, we are committed to providing our clients with the best financial planning and investment management services. Our team of experts has years of experience in the industry, and we have a proven track record of helping our clients achieve their financial goals and objectives. We value our clients’ trust in us, and we work tirelessly to ensure that we provide them with the highest quality of service. Our commitment to excellence is reflected in everything that we do. So, why choose us? Because we are the best at what we do, and we care about our clients’ success. Contact us today to learn more about how we can help you achieve your financial goals.
5/5
Malcolm and his team of financial coaches have been instrumental in helping me achieve my financial goals. They have provided me with the guidance and support that I needed to establish a solid financial foundation, and I am now well on my way to achieving financial freedom.

Sarah D.

Client

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